Assuming you have a U.S. bank account, there are four ways to deposit money into your Coinbase account:
1) ACH transfer: This is a free option and takes 4-5 business days for the funds to settle in your Coinbase account. To initiate an ACH transfer, log in to your Coinbase account and click on “Add funds” under the “Account Balance” section on the right hand side of the page. Then select “ACH transfer” from the drop down menu and enter the amount you’d like to deposit.
You’ll then be prompted to enter your bank account information. Once you’ve entered all the required information, review and confirm the ACH transfer and your funds should arrive in your Coinbase account within 4-5 business days.
2) Wire transfer: Wire transfers cost $10 and take 1-3 business days for the funds to settle in your Coinbase account. To initiate a wire transfer, log in to your Coinbase account and click on “Add funds” under the “Account Balance” section on the right hand side of the page. Then select “Wire transfer” from the drop down menu and enter the amount you’d like to deposit. Once you’ve entered all the required information, review and confirm the wire transfer and your funds should arrive in your Coinbase account within 1-3 business days.
3) Debit card: You can use a debit card to deposit money into your Coinbase account instantaneously. However, there is a 3.99% fee for this method of deposit. To use a debit card, log in to your Coinbase account and click on “Add funds” under the “Account Balance” section on the right hand side of the page.
Then select “Debit card” from the drop down menu and enter the amount you’d like to deposit. You’ll then be prompted to enter your debit card information. Once you’ve entered all the required information, review and confirm the transaction and your funds should appear in your Coinbase account immediately.
4) Credit card: You can use a credit card to deposit money into your Coinbase account instantaneously; however, there is a 4% fee for this method of deposit. To use a credit card, log in to your Coinbase account and click on “Add funds” under the “Account Balance” section on the right hand side of the page.
Then select “Credit card” from the drop down menu and enter the amount you’d like to deposit. You’ll then be prompted to enter your credit card information. Once you’ve entered all of the required information, review and confirm.